Denver - CO housing market
The Denver metro has a typical home value of $555,487, down 1.8% from a year ago. Homes sell in 30 days on average, a balanced market. 37% of listings have had a price cut. Data from Zillow Research, updated monthly.
Denver housing market, October 2026
The typical Denver home is worth $555,487 as of September 2026, up 0.1% from the prior month, up 0.3% over three months, and down 1.8% from a year ago. Over the past two years values have ranged from $553,828 to $585,030.
Homes are going pending in about 30 days, slower than the 16 days seen three months earlier. There are roughly 15,909 homes for sale, 1% fewer than a year ago. 36.7% of listings have taken a price cut (up from 33.5% three months ago).
Typical rent is $1,900 a month, up 0.1% year over year, which puts the price-to-rent ratio at 24.4.
At this week's 7.40% mortgage rate with 20% down ($111,097), the typical Denver home costs about $3,771 a month including tax and insurance, which needs a household income of roughly $161,600 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($555,487) is the Zillow Home Value Index for the Denver - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 1.8% over the past year. A home worth $565,669 last year is now worth roughly $555,487.
The median sale price, what homes actually close for, is $583,012. Homes are selling at 98.9% of list price, meaning buyers have room to negotiate.
Homes listed in Denver - CO sit on the market for roughly 30 days before going pending. Shorter = seller's market; longer = buyer's market.
About 36.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 4,041 new listings hit the market each month in Denver - CO. There are currently 15,909 homes for sale, down 1.0% from a year ago.
The typical monthly rent in Denver - CO is $1,900, up 0.1% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 24.4x, renting territory (#19 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,077 a month in principal and interest, $1,177 more than renting before taxes, insurance and upkeep. The two break even at a 3.11% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in CO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Colorado Springs - CO | $446,711 | -1.4% | 36.0d |
| Fort Collins - CO | $545,601 | -0.3% | 30.0d |
| Boulder - CO | $706,763 | -0.4% | 30.0d |
| Greeley - CO | $488,298 | -2.0% | 34.0d |