Tampa - FL housing market
The Tampa metro has a typical home value of $356,843, down 0.9% from a year ago. Homes are sitting 41 days on average, buyers have negotiating room. 31% of listings have had a price cut. Data from Zillow Research, updated monthly.
Tampa housing market, October 2026
The typical Tampa home is worth $356,843 as of September 2026, up 0.0% from the prior month, down 0.0% over three months, and down 0.9% from a year ago. Over the past two years values have ranged from $356,603 to $383,020.
Homes are going pending in about 41 days, slower than the 34 days seen three months earlier. There are roughly 21,727 homes for sale, 7% fewer than a year ago. 31.3% of listings have taken a price cut (up from 30.7% three months ago).
Typical rent is $1,991 a month, up 0.7% year over year, which puts the price-to-rent ratio at 14.9.
At this week's 7.40% mortgage rate with 20% down ($71,369), the typical Tampa home costs about $2,423 a month including tax and insurance, which needs a household income of roughly $103,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($356,843) is the Zillow Home Value Index for the Tampa - FL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.9% over the past year. A home worth $360,084 last year is now worth roughly $356,843.
The median sale price, what homes actually close for, is $359,213. Homes are selling at 97.0% of list price, meaning buyers have room to negotiate.
Homes listed in Tampa - FL sit on the market for roughly 41 days before going pending. Shorter = seller's market; longer = buyer's market.
About 31.3% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 4,746 new listings hit the market each month in Tampa - FL. There are currently 21,727 homes for sale, down 7.3% from a year ago.
The typical monthly rent in Tampa - FL is $1,991, up 0.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 14.9x, buying territory (#151 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,977 a month in principal and interest, $14 less than renting before taxes, insurance and upkeep. The two break even at a 7.47% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in FL
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Miami - FL | $476,815 | +0.3% | 52.0d |
| Orlando - FL | $383,302 | -1.4% | 41.0d |
| Jacksonville - FL | $350,574 | -0.1% | 49.0d |
| North Port - FL | $403,540 | -2.0% | 53.0d |
| Cape Coral - FL | $334,479 | -3.5% | 64.0d |
| Lakeland - FL | $295,502 | -2.2% | 44.0d |