Fort Collins - CO housing market
The Fort Collins metro has a typical home value of $545,601, down 0.3% from a year ago. Homes sell in 30 days on average, a balanced market. 33% of listings have had a price cut. Data from Zillow Research, updated monthly.
Fort Collins housing market, October 2026
The typical Fort Collins home is worth $545,601 as of September 2026, up 0.2% from the prior month, up 0.5% over three months, and down 0.3% from a year ago. Over the past two years values have ranged from $542,940 to $558,359.
Homes are going pending in about 30 days, slower than the 16 days seen three months earlier. There are roughly 2,234 homes for sale, 12% fewer than a year ago. 33.3% of listings have taken a price cut (up from 29.7% three months ago).
Typical rent is $1,973 a month, up 1.8% year over year, which puts the price-to-rent ratio at 23.0.
At this week's 7.40% mortgage rate with 20% down ($109,120), the typical Fort Collins home costs about $3,704 a month including tax and insurance, which needs a household income of roughly $158,700 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($545,601) is the Zillow Home Value Index for the Fort Collins - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.3% over the past year. A home worth $547,243 last year is now worth roughly $545,601.
The median sale price, what homes actually close for, is $544,632. Homes are selling at 98.7% of list price, meaning buyers have room to negotiate.
Homes listed in Fort Collins - CO sit on the market for roughly 30 days before going pending. Shorter = seller's market; longer = buyer's market.
About 33.3% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 540 new listings hit the market each month in Fort Collins - CO. There are currently 2,234 homes for sale, down 12.0% from a year ago.
The typical monthly rent in Fort Collins - CO is $1,973, up 1.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 23.0x, renting territory (#24 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,022 a month in principal and interest, $1,049 more than renting before taxes, insurance and upkeep. The two break even at a 3.55% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in CO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Denver - CO | $555,487 | -1.8% | 30.0d |
| Colorado Springs - CO | $446,711 | -1.4% | 36.0d |
| Boulder - CO | $706,763 | -0.4% | 30.0d |
| Greeley - CO | $488,298 | -2.0% | 34.0d |