Boulder - CO housing market
The Boulder metro has a typical home value of $706,763, down 0.4% from a year ago. Homes sell in 30 days on average, a balanced market. 31% of listings have had a price cut. Data from Zillow Research, updated monthly.
Boulder housing market, October 2026
The typical Boulder home is worth $706,763 as of September 2026, up 0.3% from the prior month, up 0.6% over three months, and down 0.4% from a year ago. Over the past two years values have ranged from $702,631 to $736,206.
Homes are going pending in about 30 days, slower than the 19 days seen three months earlier. There are roughly 1,698 homes for sale, 15% fewer than a year ago. 30.7% of listings have taken a price cut (up from 27.8% three months ago).
Typical rent is $2,196 a month, up 2.9% year over year, which puts the price-to-rent ratio at 26.8.
At this week's 7.40% mortgage rate with 20% down ($141,353), the typical Boulder home costs about $4,798 a month including tax and insurance, which needs a household income of roughly $205,600 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($706,763) is the Zillow Home Value Index for the Boulder - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.4% over the past year. A home worth $709,601 last year is now worth roughly $706,763.
The median sale price, what homes actually close for, is $724,858. Homes are selling at 98.4% of list price, meaning buyers have room to negotiate.
Homes listed in Boulder - CO sit on the market for roughly 30 days before going pending. Shorter = seller's market; longer = buyer's market.
About 30.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 403 new listings hit the market each month in Boulder - CO. There are currently 1,698 homes for sale, down 14.7% from a year ago.
The typical monthly rent in Boulder - CO is $2,196, up 2.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 26.8x, renting territory (#6 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,915 a month in principal and interest, $1,719 more than renting before taxes, insurance and upkeep. The two break even at a 2.37% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in CO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Denver - CO | $555,487 | -1.8% | 30.0d |
| Colorado Springs - CO | $446,711 | -1.4% | 36.0d |
| Fort Collins - CO | $545,601 | -0.3% | 30.0d |
| Greeley - CO | $488,298 | -2.0% | 34.0d |