Washington - DC housing market
The Washington metro has a typical home value of $569,857, up 0.2% from a year ago. Homes are moving fast at 19 days on market, a strong seller's market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.
Washington housing market, October 2026
The typical Washington home is worth $569,857 as of September 2026, up 0.0% from the prior month, up 0.3% over three months, and up 0.2% from a year ago. Over the past two years values have ranged from $565,796 to $572,946.
Homes are going pending in about 19 days, slower than the 10 days seen three months earlier. There are roughly 19,496 homes for sale, 12% more than a year ago. 29.4% of listings have taken a price cut (up from 25.0% three months ago).
Typical rent is $2,407 a month, up 1.6% year over year, which puts the price-to-rent ratio at 19.7.
At this week's 7.40% mortgage rate with 20% down ($113,971), the typical Washington home costs about $3,869 a month including tax and insurance, which needs a household income of roughly $165,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($569,857) is the Zillow Home Value Index for the Washington - DC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 0.2% over the past year. In Washington - DC, that means a home worth $568,720 last year is now worth roughly $569,857.
The median sale price, what homes actually close for, is $564,836. Homes are selling at 99.7% of list price, meaning buyers have room to negotiate.
Homes listed in Washington - DC sit on the market for roughly 19 days before going pending. Shorter = seller's market; longer = buyer's market.
About 29.4% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 6,481 new listings hit the market each month in Washington - DC. There are currently 19,496 homes for sale, up 11.7% from a year ago.
The typical monthly rent in Washington - DC is $2,407, up 1.6% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 19.7x, toss-up (#51 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $3,156 a month in principal and interest, $749 more than renting before taxes, insurance and upkeep. The two break even at a 4.85% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in VA
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Virginia Beach - VA | $371,181 | +2.9% | 30.0d |
| Richmond - VA | $392,106 | +2.6% | 13.0d |
| Roanoke - VA | $297,868 | +3.2% | 23.0d |
| Lynchburg - VA | $288,388 | +2.9% | 28.0d |