CO · Metro #161

Greeley - CO housing market

The Greeley metro has a typical home value of $488,298, down 2.0% from a year ago. Homes sell in 34 days on average, a balanced market. 37% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$488,298
-2.0% vs. year ago
Median sale price
$486,357
-0.8% YoY
Median list price
$504,967
Sale-to-list ratio
99.1%
Selling below ask
Days on market
34d
Listings w/ price cut
36.9%
New listings / mo
436
+3.3% YoY
Homes for sale
1,661
-7.3% YoY
Typical rent
$1,685/mo
+0.8% YoY
Income needed to buy
$142,100
October 2026 report · Zillow data through September 2026

Greeley housing market, October 2026

The typical Greeley home is worth $488,298 as of September 2026, down 0.1% from the prior month, down 0.3% over three months, and down 2.0% from a year ago. Over the past two years values have ranged from $488,298 to $509,151.

Homes are going pending in about 34 days, slower than the 17 days seen three months earlier. There are roughly 1,661 homes for sale, 7% fewer than a year ago. 36.9% of listings have taken a price cut (up from 30.9% three months ago).

Typical rent is $1,685 a month, up 0.8% year over year, which puts the price-to-rent ratio at 24.2.

At this week's 7.40% mortgage rate with 20% down ($97,660), the typical Greeley home costs about $3,315 a month including tax and insurance, which needs a household income of roughly $142,100 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$509k$488kOct 24Oct 25Sep 26
Days to pending, 24 months
61d17dOct 24Oct 25Sep 26
Homes for sale, 24 months
1.8k1.2kOct 24Oct 25Sep 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($488,298) is the Zillow Home Value Index for the Greeley - CO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are down 2.0% over the past year. A home worth $498,263 last year is now worth roughly $488,298.

The median sale price, what homes actually close for, is $486,357. Homes are selling at 99.1% of list price, meaning buyers have room to negotiate.

Homes listed in Greeley - CO sit on the market for roughly 34 days before going pending. Shorter = seller's market; longer = buyer's market.

About 36.9% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 436 new listings hit the market each month in Greeley - CO. There are currently 1,661 homes for sale, down 7.3% from a year ago.

The typical monthly rent in Greeley - CO is $1,685, up 0.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 24.1x, renting territory (#21 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,705 a month in principal and interest, $1,020 more than renting before taxes, insurance and upkeep. The two break even at a 3.18% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in CO

MetroHome value1-yr changeDays on market
Denver - CO$555,487 -1.8% 30.0d
Colorado Springs - CO$446,711 -1.4% 36.0d
Fort Collins - CO$545,601 -0.3% 30.0d
Boulder - CO$706,763 -0.4% 30.0d
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