San Diego - CA housing market
The San Diego metro has a typical home value of $926,961, up 0.8% from a year ago. Homes sell in 25 days on average, a balanced market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.
San Diego housing market, October 2026
The typical San Diego home is worth $926,961 as of September 2026, up 0.1% from the prior month, up 0.3% over three months, and up 0.8% from a year ago. Over the past two years values have ranged from $919,483 to $945,115.
Homes are going pending in about 25 days, slower than the 17 days seen three months earlier. There are roughly 7,917 homes for sale, 7% fewer than a year ago. 28.8% of listings have taken a price cut (up from 24.5% three months ago).
Typical rent is $2,967 a month, up 2.4% year over year, which puts the price-to-rent ratio at 26.0.
At this week's 7.40% mortgage rate with 20% down ($185,392), the typical San Diego home costs about $6,293 a month including tax and insurance, which needs a household income of roughly $269,700 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($926,961) is the Zillow Home Value Index for the San Diego - CA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 0.8% over the past year. In San Diego - CA, that means a home worth $919,604 last year is now worth roughly $926,961.
The median sale price, what homes actually close for, is $916,895. Homes are selling at 99.3% of list price, meaning buyers have room to negotiate.
Homes listed in San Diego - CA sit on the market for roughly 25 days before going pending. Shorter = seller's market; longer = buyer's market.
About 28.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 2,327 new listings hit the market each month in San Diego - CA. There are currently 7,917 homes for sale, down 6.5% from a year ago.
The typical monthly rent in San Diego - CA is $2,967, up 2.4% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 26.0x, renting territory (#9 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $5,134 a month in principal and interest, $2,167 more than renting before taxes, insurance and upkeep. The two break even at a 2.60% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in CA
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Los Angeles - CA | $950,020 | +1.3% | 26.0d |
| San Francisco - CA | $1,120,379 | +3.1% | 16.0d |
| Riverside - CA | $580,321 | +0.6% | 31.0d |
| Sacramento - CA | $572,813 | +0.0% | 22.0d |
| San Jose - CA | $1,523,615 | +0.2% | 17.0d |
| Fresno - CA | $404,052 | +1.1% | 21.0d |