St. Louis - MO housing market

The typical St. Louis home is worth $273,164 as of September 2026, up 0.2% from the prior month, up 0.9% over three months, and up 3.3% from a year ago. Over the past two years values have ranged from $259,264 to $273,164.

Homes are going pending in about 11 days, slower than the 6 days seen three months earlier. There are roughly 8,965 homes for sale, 9% more than a year ago. 29.2% of listings have taken a price cut (up from 23.6% three months ago).

Typical rent is $1,427 a month, up 4.2% year over year, which puts the price-to-rent ratio at 16.0.

At this week's 7.40% mortgage rate with 20% down ($54,633), the typical St. Louis home costs about $1,855 a month including tax and insurance, which needs a household income of roughly $79,500 to stay under a 28% payment-to-income ratio.

The typical home value ($273,164) is the Zillow Home Value Index for the St. Louis - MO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 3.3% over the past year. In St. Louis - MO, that means a home worth $264,438 last year is now worth roughly $273,164.

The median sale price, what homes actually close for, is $274,270. Homes are selling at 100.1% of list price, meaning buyers are typically paying at or above asking.

Homes listed in St. Louis - MO sit on the market for roughly 11 days before going pending. Shorter = seller's market; longer = buyer's market.

About 29.2% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 3,468 new listings hit the market each month in St. Louis - MO. There are currently 8,965 homes for sale, up 8.9% from a year ago.

The typical monthly rent in St. Louis - MO is $1,427, up 4.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 16.0x, toss-up (#121 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,513 a month in principal and interest, $86 more than renting before taxes, insurance and upkeep. The two break even at a 6.82% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →