Charlotte - NC housing market
The Charlotte metro has a typical home value of $388,736, down 0.5% from a year ago. Homes sell in 29 days on average, a balanced market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.
How to read this data
The typical home value ($388,736) is the Zillow Home Value Index for the Charlotte - NC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.5% over the past year. A home worth $390,689 last year is now worth roughly $388,736.
The median sale price, what homes actually close for, is $399,854. Homes are selling at 98.6% of list price, meaning buyers have room to negotiate.
Homes listed in Charlotte - NC sit on the market for roughly 29 days before going pending. Shorter = seller's market; longer = buyer's market.
About 28.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 3,761 new listings hit the market each month in Charlotte - NC. There are currently 14,464 homes for sale, up 10.4% from a year ago.
The typical monthly rent in Charlotte - NC is $1,756, up 0.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 18.4x, toss-up (#70 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.66% 30-year rate, runs about $1,998 a month in principal and interest, $242 more than renting before taxes, insurance and upkeep. The two break even at a 5.45% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →
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Other metros in NC
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Raleigh - NC | $437,484 | -1.9% | 24.0d |
| Greensboro - NC | $265,237 | +1.3% | 18.0d |
| Winston - NC | $282,311 | +2.3% | 19.0d |
| Durham - NC | $411,325 | -2.1% | 23.0d |
| Fayetteville - NC | $257,053 | +0.4% | 23.0d |
| Asheville - NC | $426,217 | -3.4% | 45.0d |