Lynchburg - VA housing market

The typical Lynchburg home is worth $288,388 as of September 2026, up 0.1% from the prior month, up 0.5% over three months, and up 2.9% from a year ago. Over the past two years values have ranged from $277,286 to $288,388.

Homes are going pending in about 28 days, slower than the 16 days seen three months earlier. There are roughly 1,218 homes for sale, 13% more than a year ago. 28.8% of listings have taken a price cut (up from 25.2% three months ago).

Typical rent is $1,288 a month, up 3.2% year over year, which puts the price-to-rent ratio at 18.7.

At this week's 7.40% mortgage rate with 20% down ($57,678), the typical Lynchburg home costs about $1,958 a month including tax and insurance, which needs a household income of roughly $83,900 to stay under a 28% payment-to-income ratio.

The typical home value ($288,388) is the Zillow Home Value Index for the Lynchburg - VA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 2.9% over the past year. In Lynchburg - VA, that means a home worth $280,260 last year is now worth roughly $288,388.

The median sale price, what homes actually close for, is $292,834. Homes are selling at 98.4% of list price, meaning buyers have room to negotiate.

Homes listed in Lynchburg - VA sit on the market for roughly 28 days before going pending. Shorter = seller's market; longer = buyer's market.

About 28.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 330 new listings hit the market each month in Lynchburg - VA. There are currently 1,218 homes for sale, up 13.1% from a year ago.

The typical monthly rent in Lynchburg - VA is $1,288, up 3.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 18.7x, toss-up (#65 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,597 a month in principal and interest, $309 more than renting before taxes, insurance and upkeep. The two break even at a 5.35% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →