Kansas City - MO housing market
The Kansas City metro has a typical home value of $330,112, up 3.7% from a year ago. Homes are moving fast at 7 days on market, a strong seller's market. 27% of listings have had a price cut. Data from Zillow Research, updated monthly.
Kansas City housing market, September 2026
The typical Kansas City home is worth $330,112 as of July 2026, up 0.3% from the prior month, up 0.5% over three months, and up 3.7% from a year ago. Over the past two years values have ranged from $312,287 to $330,112.
Homes are going pending in about 7 days, the same as the 7 days seen three months earlier. There are roughly 7,151 homes for sale, 0% more than a year ago. 27.1% of listings have taken a price cut (up from 21.5% three months ago).
Typical rent is $1,546 a month, up 3.8% year over year, which puts the price-to-rent ratio at 17.8.
At this week's 6.71% mortgage rate with 20% down ($66,022), the typical Kansas City home costs about $2,119 a month including tax and insurance, which needs a household income of roughly $90,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 6.71% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($330,112) is the Zillow Home Value Index for the Kansas City - MO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.7% over the past year. In Kansas City - MO, that means a home worth $318,334 last year is now worth roughly $330,112.
The median sale price, what homes actually close for, is $331,613. Homes are selling at 100.4% of list price, meaning buyers are typically paying at or above asking.
Homes listed in Kansas City - MO sit on the market for roughly 7 days before going pending. Shorter = seller's market; longer = buyer's market.
About 27.1% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 3,236 new listings hit the market each month in Kansas City - MO. There are currently 7,151 homes for sale, up 0.4% from a year ago.
The typical monthly rent in Kansas City - MO is $1,546, up 3.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.8x, toss-up (#82 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.71% 30-year rate, runs about $1,706 a month in principal and interest, $160 more than renting before taxes, insurance and upkeep. The two break even at a 5.78% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →
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Other metros in MO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| St. Louis - MO | $277,434 | +3.2% | 7.0d |
| Springfield - MO | $273,356 | +2.9% | 15.0d |