Kansas City - MO housing market
The Kansas City metro has a typical home value of $324,887, up 3.7% from a year ago. Homes are moving fast at 11 days on market, a strong seller's market. 32% of listings have had a price cut. Data from Zillow Research, updated monthly.
Kansas City housing market, October 2026
The typical Kansas City home is worth $324,887 as of September 2026, up 0.4% from the prior month, up 1.1% over three months, and up 3.7% from a year ago. Over the past two years values have ranged from $306,640 to $324,887.
Homes are going pending in about 11 days, slower than the 6 days seen three months earlier. There are roughly 7,333 homes for sale, 1% more than a year ago. 31.5% of listings have taken a price cut (up from 24.7% three months ago).
Typical rent is $1,534 a month, up 3.9% year over year, which puts the price-to-rent ratio at 17.7.
At this week's 7.40% mortgage rate with 20% down ($64,977), the typical Kansas City home costs about $2,206 a month including tax and insurance, which needs a household income of roughly $94,500 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($324,887) is the Zillow Home Value Index for the Kansas City - MO metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.7% over the past year. In Kansas City - MO, that means a home worth $313,295 last year is now worth roughly $324,887.
The median sale price, what homes actually close for, is $337,167. Homes are selling at 100.1% of list price, meaning buyers are typically paying at or above asking.
Homes listed in Kansas City - MO sit on the market for roughly 11 days before going pending. Shorter = seller's market; longer = buyer's market.
About 31.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 2,859 new listings hit the market each month in Kansas City - MO. There are currently 7,333 homes for sale, up 0.9% from a year ago.
The typical monthly rent in Kansas City - MO is $1,534, up 3.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.6x, toss-up (#83 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,800 a month in principal and interest, $266 more than renting before taxes, insurance and upkeep. The two break even at a 5.85% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in MO
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| St. Louis - MO | $273,164 | +3.3% | 11.0d |
| Springfield - MO | $270,546 | +3.2% | 18.0d |