UT · Metro #87

Ogden - UT housing market

The Ogden metro has a typical home value of $508,920, up 1.7% from a year ago. Homes sell in 30 days on average, a balanced market. 37% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$508,920
+1.7% vs. year ago
Median sale price
$477,443
-0.5% YoY
Median list price
$507,967
Sale-to-list ratio
99.1%
Selling below ask
Days on market
30d
Listings w/ price cut
36.9%
New listings / mo
786
+0.6% YoY
Homes for sale
2,844
+5.3% YoY
Typical rent
$1,631/mo
+1.6% YoY
Income needed to buy
$148,100
October 2026 report · Zillow data through September 2026

Ogden housing market, October 2026

The typical Ogden home is worth $508,920 as of September 2026, up 0.1% from the prior month, up 0.2% over three months, and up 1.7% from a year ago. Over the past two years values have ranged from $490,828 to $513,833.

Homes are going pending in about 30 days, slower than the 20 days seen three months earlier. There are roughly 2,844 homes for sale, 5% more than a year ago. 36.9% of listings have taken a price cut (up from 34.3% three months ago).

Typical rent is $1,631 a month, up 1.7% year over year, which puts the price-to-rent ratio at 26.0.

At this week's 7.40% mortgage rate with 20% down ($101,784), the typical Ogden home costs about $3,455 a month including tax and insurance, which needs a household income of roughly $148,100 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$514k$491kOct 24Oct 25Sep 26
Days to pending, 24 months
40d18dOct 24Oct 25Sep 26
Homes for sale, 24 months
2.8k1.9kOct 24Oct 25Sep 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($508,920) is the Zillow Home Value Index for the Ogden - UT metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 1.7% over the past year. In Ogden - UT, that means a home worth $500,413 last year is now worth roughly $508,920.

The median sale price, what homes actually close for, is $477,443. Homes are selling at 99.1% of list price, meaning buyers have room to negotiate.

Homes listed in Ogden - UT sit on the market for roughly 30 days before going pending. Shorter = seller's market; longer = buyer's market.

About 36.9% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 786 new listings hit the market each month in Ogden - UT. There are currently 2,844 homes for sale, up 5.3% from a year ago.

The typical monthly rent in Ogden - UT is $1,631, up 1.6% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 26.0x, renting territory (#10 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,819 a month in principal and interest, $1,188 more than renting before taxes, insurance and upkeep. The two break even at a 2.61% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in UT

MetroHome value1-yr changeDays on market
Salt Lake City - UT$558,850 +1.1% 28.0d
Provo - UT$538,775 +1.4% 37.0d
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