Ocala - FL housing market
The Ocala metro has a typical home value of $267,908, down 2.2% from a year ago. Homes are sitting 54 days on average, buyers have negotiating room. 26% of listings have had a price cut. Data from Zillow Research, updated monthly.
Ocala housing market, October 2026
The typical Ocala home is worth $267,908 as of September 2026, down 0.2% from the prior month, down 0.7% over three months, and down 2.2% from a year ago. Over the past two years values have ranged from $267,908 to $283,236.
Homes are going pending in about 54 days, faster than the 56 days seen three months earlier. There are roughly 3,644 homes for sale, 0% more than a year ago. 26.5% of listings have taken a price cut (up from 26.4% three months ago).
Typical rent is $1,593 a month, up 0.1% year over year, which puts the price-to-rent ratio at 14.0.
At this week's 7.40% mortgage rate with 20% down ($53,582), the typical Ocala home costs about $1,819 a month including tax and insurance, which needs a household income of roughly $78,000 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($267,908) is the Zillow Home Value Index for the Ocala - FL metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 2.2% over the past year. A home worth $273,935 last year is now worth roughly $267,908.
The median sale price, what homes actually close for, is $264,495. Homes are selling at 96.6% of list price, meaning buyers have room to negotiate.
Homes listed in Ocala - FL sit on the market for roughly 54 days before going pending. Shorter = seller's market; longer = buyer's market.
About 26.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 717 new listings hit the market each month in Ocala - FL. There are currently 3,644 homes for sale, up 0.4% from a year ago.
The typical monthly rent in Ocala - FL is $1,593, up 0.1% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 14.0x, buying territory (#165 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,484 a month in principal and interest, $109 less than renting before taxes, insurance and upkeep. The two break even at a 8.14% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in FL
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Miami - FL | $476,815 | +0.3% | 52.0d |
| Tampa - FL | $356,843 | -0.9% | 41.0d |
| Orlando - FL | $383,302 | -1.4% | 41.0d |
| Jacksonville - FL | $350,574 | -0.1% | 49.0d |
| North Port - FL | $403,540 | -2.0% | 53.0d |
| Cape Coral - FL | $334,479 | -3.5% | 64.0d |