Columbia - SC housing market

The typical Columbia home is worth $252,979 as of September 2026, down 0.0% from the prior month, down 0.1% over three months, and up 1.6% from a year ago. Over the past two years values have ranged from $247,696 to $253,250.

Homes are going pending in about 32 days, slower than the 22 days seen three months earlier. There are roughly 3,799 homes for sale, 17% more than a year ago. 33.5% of listings have taken a price cut (up from 29.9% three months ago).

Typical rent is $1,557 a month, up 2.5% year over year, which puts the price-to-rent ratio at 13.5.

At this week's 7.40% mortgage rate with 20% down ($50,596), the typical Columbia home costs about $1,717 a month including tax and insurance, which needs a household income of roughly $73,600 to stay under a 28% payment-to-income ratio.

The typical home value ($252,979) is the Zillow Home Value Index for the Columbia - SC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 1.6% over the past year. In Columbia - SC, that means a home worth $248,995 last year is now worth roughly $252,979.

The median sale price, what homes actually close for, is $262,501. Homes are selling at 98.2% of list price, meaning buyers have room to negotiate.

Homes listed in Columbia - SC sit on the market for roughly 32 days before going pending. Shorter = seller's market; longer = buyer's market.

About 33.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 970 new listings hit the market each month in Columbia - SC. There are currently 3,799 homes for sale, up 17.1% from a year ago.

The typical monthly rent in Columbia - SC is $1,557, up 2.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.5x, buying territory (#174 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,401 a month in principal and interest, $156 less than renting before taxes, insurance and upkeep. The two break even at a 8.51% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →