Charleston - SC housing market
The Charleston metro has a typical home value of $437,474, down 0.2% from a year ago. Homes are sitting 59 days on average, buyers have negotiating room. 28% of listings have had a price cut. Data from Zillow Research, updated monthly.
Charleston housing market, October 2026
The typical Charleston home is worth $437,474 as of September 2026, up 0.1% from the prior month, up 0.0% over three months, and down 0.2% from a year ago. Over the past two years values have ranged from $437,127 to $442,602.
Homes are going pending in about 59 days, slower than the 40 days seen three months earlier. There are roughly 6,212 homes for sale, 6% more than a year ago. 27.8% of listings have taken a price cut (up from 24.9% three months ago).
Typical rent is $2,037 a month, up 4.9% year over year, which puts the price-to-rent ratio at 17.9.
At this week's 7.40% mortgage rate with 20% down ($87,495), the typical Charleston home costs about $2,970 a month including tax and insurance, which needs a household income of roughly $127,300 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($437,474) is the Zillow Home Value Index for the Charleston - SC metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are down 0.2% over the past year. A home worth $438,351 last year is now worth roughly $437,474.
The median sale price, what homes actually close for, is $462,129. Homes are selling at 97.1% of list price, meaning buyers have room to negotiate.
Homes listed in Charleston - SC sit on the market for roughly 59 days before going pending. Shorter = seller's market; longer = buyer's market.
About 27.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 1,188 new listings hit the market each month in Charleston - SC. There are currently 6,212 homes for sale, up 6.2% from a year ago.
The typical monthly rent in Charleston - SC is $2,037, up 4.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.9x, toss-up (#78 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,423 a month in principal and interest, $386 more than renting before taxes, insurance and upkeep. The two break even at a 5.73% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in SC
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Greenville - SC | $312,032 | +1.4% | 34.0d |
| Columbia - SC | $252,979 | +1.6% | 32.0d |
| Myrtle Beach - SC | $339,738 | +0.6% | 56.0d |
| Spartanburg - SC | $274,802 | +1.1% | 41.0d |