Orlando - FL vs Kansas City - MO: 2026 Housing Comparison

What this means for buyers

Orlando - FL is roughly 18% more expensive than Kansas City - MO in typical home value. Homes sit on market longer in Orlando - FL (41 days vs 11), suggesting more buyer leverage there. Kansas City - MO sees more listings with price cuts (31.5% vs 28.2%), a sign of softening seller expectations.

Orlando vs Kansas City: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $2,123 a month in principal and interest in Orlando and $1,800 in Kansas City, a gap of $324 a month.

Typical rent runs $1,929 in Orlando and $1,534 in Kansas City, so the mortgage payment alone is 1.1 times rent in Orlando and 1.2 times rent in Kansas City, before taxes and insurance.

Home prices are 16.6 years of rent in Orlando and 17.6 in Kansas City; the lower ratio in Orlando means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -5.6% in Orlando and +6.0% in Kansas City; over just the last three months the change was -0.3% in Orlando and +1.1% in Kansas City.

Homes sell for 97.3% of list price in Orlando and 100.1% in Kansas City, after 41 and 11 days on the market, with price cuts on 28% and 32% of listings. The signs are mixed: Orlando has longer time on the market and sales further below list, while Kansas City has more price cuts.

The number of homes for sale is down 3% on a year ago in Orlando and up 1% on a year ago in Kansas City.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.