MA · Metro #58

Worcester - MA housing market

The Worcester metro has a typical home value of $476,551, up 2.1% from a year ago. Homes are moving fast at 14 days on market, a strong seller's market. 28% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$476,551
+2.1% vs. year ago
Median sale price
$452,482
+3.1% YoY
Median list price
$515,317
Sale-to-list ratio
101.3%
Selling above ask
Days on market
14d
Listings w/ price cut
27.7%
New listings / mo
994
+6.4% YoY
Homes for sale
2,591
+16.0% YoY
Typical rent
$2,105/mo
+1.5% YoY
Income needed to buy
$138,700
Rent vs buy
18.9x
October 2026 report · Zillow data through September 2026

Worcester housing market, October 2026

The typical Worcester home is worth $476,550 as of September 2026, up 0.2% from the prior month, up 0.3% over three months, and up 2.1% from a year ago. Over the past two years values have ranged from $459,952 to $476,550.

Homes are going pending in about 14 days, slower than the 8 days seen three months earlier. There are roughly 2,591 homes for sale, 16% more than a year ago. 27.7% of listings have taken a price cut (up from 21.6% three months ago).

Typical rent is $2,105 a month, up 1.5% year over year, which puts the price-to-rent ratio at 18.9.

At this week's 7.40% mortgage rate with 20% down ($95,310), the typical Worcester home costs about $3,235 a month including tax and insurance, which needs a household income of roughly $138,700 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$477k$460kOct 24Oct 25Sep 26
Days to pending, 24 months
24d8dOct 24Oct 25Sep 26
Homes for sale, 24 months
2.6k1.2kOct 24Oct 25Sep 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($476,551) is the Zillow Home Value Index for the Worcester - MA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 2.1% over the past year. In Worcester - MA, that means a home worth $466,749 last year is now worth roughly $476,551.

The median sale price, what homes actually close for, is $452,482. Homes are selling at 101.3% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Worcester - MA sit on the market for roughly 14 days before going pending. Shorter = seller's market; longer = buyer's market.

About 27.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 994 new listings hit the market each month in Worcester - MA. There are currently 2,591 homes for sale, up 16.0% from a year ago.

The typical monthly rent in Worcester - MA is $2,105, up 1.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 18.9x, toss-up (#60 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,640 a month in principal and interest, $535 more than renting before taxes, insurance and upkeep. The two break even at a 5.25% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →

Related

Other metros in MA

MetroHome value1-yr changeDays on market
Boston - MA$725,639 +2.1% 14.0d
Springfield - MA$372,394 +3.3% 14.0d
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