Waco - TX housing market

The typical home value ($255,418) is the Zillow Home Value Index for the Waco - TX metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are down 0.3% over the past year. A home worth $256,187 last year is now worth roughly $255,418.

The median sale price, what homes actually close for, is $274,582. Homes are selling at 97.0% of list price, meaning buyers have room to negotiate.

Homes listed in Waco - TX sit on the market for roughly 35 days before going pending. Shorter = seller's market; longer = buyer's market.

About 29.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 356 new listings hit the market each month in Waco - TX. There are currently 1,622 homes for sale, down 2.3% from a year ago.

The typical monthly rent in Waco - TX is $1,438, up 1.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 14.8x, buying territory (#151 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.66% 30-year rate, runs about $1,313 a month in principal and interest, $125 less than renting before taxes, insurance and upkeep. The two break even at a 7.57% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →