Utica - NY housing market

The typical home value ($234,055) is the Zillow Home Value Index for the Utica - NY metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 7.4% over the past year. In Utica - NY, that means a home worth $217,928 last year is now worth roughly $234,055.

The median sale price, what homes actually close for, is $232,889. Homes are selling at 98.1% of list price, meaning buyers have room to negotiate.

Homes listed in Utica - NY sit on the market for roughly 14 days before going pending. Shorter = seller's market; longer = buyer's market.

About 22.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 300 new listings hit the market each month in Utica - NY. There are currently 803 homes for sale, up 19.9% from a year ago.

The typical monthly rent in Utica - NY is $1,429, up 6.3% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.6x, buying territory (#173 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.66% 30-year rate, runs about $1,203 a month in principal and interest, $226 less than renting before taxes, insurance and upkeep. The two break even at a 8.42% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →