Toledo - OH housing market
The Toledo metro has a typical home value of $202,056, up 3.3% from a year ago. Homes are moving fast at 10 days on market, a strong seller's market. 24% of listings have had a price cut. Data from Zillow Research, updated monthly.
Toledo housing market, October 2026
The typical Toledo home is worth $202,056 as of September 2026, up 0.2% from the prior month, up 0.8% over three months, and up 3.3% from a year ago. Over the past two years values have ranged from $189,082 to $202,056.
Homes are going pending in about 10 days, slower than the 7 days seen three months earlier. There are roughly 1,970 homes for sale, 12% more than a year ago. 23.5% of listings have taken a price cut (up from 19.8% three months ago).
Typical rent is $1,264 a month, up 6.0% year over year, which puts the price-to-rent ratio at 13.3.
At this week's 7.40% mortgage rate with 20% down ($40,411), the typical Toledo home costs about $1,372 a month including tax and insurance, which needs a household income of roughly $58,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($202,056) is the Zillow Home Value Index for the Toledo - OH metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.3% over the past year. In Toledo - OH, that means a home worth $195,601 last year is now worth roughly $202,056.
The median sale price, what homes actually close for, is $185,044. Homes are selling at 100.0% of list price, meaning buyers are typically paying at or above asking.
Homes listed in Toledo - OH sit on the market for roughly 10 days before going pending. Shorter = seller's market; longer = buyer's market.
About 23.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 803 new listings hit the market each month in Toledo - OH. There are currently 1,970 homes for sale, up 12.2% from a year ago.
The typical monthly rent in Toledo - OH is $1,264, up 6.0% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 13.3x, buying territory (#177 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,119 a month in principal and interest, $145 less than renting before taxes, insurance and upkeep. The two break even at a 8.68% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in OH
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Cincinnati - OH | $305,940 | +2.2% | 11.0d |
| Columbus - OH | $326,910 | +1.3% | 14.0d |
| Cleveland - OH | $250,001 | +3.9% | 13.0d |
| Akron - OH | $240,089 | +4.0% | 11.0d |
| Youngstown - OH | $175,230 | +4.8% | 23.0d |
| Canton - OH | $217,652 | +4.5% | 14.0d |