What is the typical home value in Lincoln - NE?

The typical home in Lincoln - NE, NE is worth $300,524 as of the most recent Zillow Home Value Index reading. Year over year the value has changed by +3.1%.

How long do homes stay on the market in Lincoln - NE?

The median days to pending (time on market before a sale) in Lincoln - NE is currently 19 days. Shorter days on market indicate a seller's market; longer days indicate more buyer leverage.

Are sellers cutting prices in Lincoln - NE?

31.8% of active listings in Lincoln - NE have had a price reduction. This is a signal of softening seller expectations relative to buyer demand.

Is it cheaper to rent or buy in Lincoln - NE?

The price-to-rent ratio in Lincoln - NE is 19.6x (typical home value divided by a year of typical rent), which puts it in toss-up on the Rent vs Buy Index. Typical rent is $1,281 a month versus a principal-and-interest mortgage payment of about $1,665 on the typical home at 7.4% with 20% down.

What income do you need to buy a home in Lincoln - NE?

About $87,400 a year in household income, assuming 20% down ($60,105), a 30-year fixed mortgage at 7.4%, property tax and insurance, and a 28% payment-to-income cap. The monthly payment works out to about $2,040.

Is Lincoln - NE a buyer's or seller's market?

Based on days-on-market, price-cut share, and year-over-year appreciation, Lincoln - NE is currently a balanced market. Buyers should watch days-on-market and price-cut trends monthly.

NE · Metro #154

Lincoln - NE housing market

The Lincoln metro has a typical home value of $300,524, up 3.1% from a year ago. Homes are moving fast at 19 days on market, a strong seller's market. 32% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value

$300,524

+3.1% vs. year ago

Median sale price

$294,508

+7.7% YoY

Median list price

$328,167

Sale-to-list ratio

99.1%

Selling below ask

Days on market

19d

Listings w/ price cut

31.8%

New listings / mo

412

-3.1% YoY

Homes for sale

1,113

+8.3% YoY

Typical rent

$1,281/mo

+1.6% YoY

Income needed to buy

$87,400

$2,040/mo · #79 of 195

Rent vs buy

19.6x

Toss-up · #52 of 195

October 2026 report · Zillow data through September 2026

Lincoln housing market, October 2026

The typical Lincoln home is worth $300,524 as of September 2026, up 0.2% from the prior month, up 0.5% over three months, and up 3.1% from a year ago. Over the past two years values have ranged from $282,092 to $300,524.

Homes are going pending in about 19 days, slower than the 7 days seen three months earlier. There are roughly 1,113 homes for sale, 8% more than a year ago. 31.8% of listings have taken a price cut (up from 25.6% three months ago).

Typical rent is $1,281 a month, up 1.6% year over year, which puts the price-to-rent ratio at 19.6.

At this week's 7.40% mortgage rate with 20% down ($60,105), the typical Lincoln home costs about $2,040 a month including tax and insurance, which needs a household income of roughly $87,400 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months

Days to pending, 24 months

Homes for sale, 24 months

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($300,524) is the Zillow Home Value Index for the Lincoln - NE metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 3.1% over the past year. In Lincoln - NE, that means a home worth $291,488 last year is now worth roughly $300,524.

The median sale price, what homes actually close for, is $294,508. Homes are selling at 99.1% of list price, meaning buyers have room to negotiate.

Homes listed in Lincoln - NE sit on the market for roughly 19 days before going pending. Shorter = seller's market; longer = buyer's market.

About 31.8% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 412 new listings hit the market each month in Lincoln - NE. There are currently 1,113 homes for sale, up 8.3% from a year ago.

The typical monthly rent in Lincoln - NE is $1,281, up 1.6% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 19.6x, toss-up (#52 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,665 a month in principal and interest, $384 more than renting before taxes, insurance and upkeep. The two break even at a 4.93% rate.