Jackson - MS housing market
The Jackson metro has a typical home value of $212,335, up 2.7% from a year ago. Homes sell in 27 days on average, a balanced market. 25% of listings have had a price cut. Data from Zillow Research, updated monthly.
Jackson housing market, October 2026
The typical Jackson home is worth $212,335 as of September 2026, down 0.1% from the prior month, down 0.2% over three months, and up 2.7% from a year ago. Over the past two years values have ranged from $200,861 to $212,729.
Homes are going pending in about 27 days, slower than the 22 days seen three months earlier. There are roughly 2,318 homes for sale, 8% more than a year ago. 24.7% of listings have taken a price cut (up from 23.3% three months ago).
Typical rent is $1,470 a month, up 4.2% year over year, which puts the price-to-rent ratio at 12.0.
At this week's 7.40% mortgage rate with 20% down ($42,467), the typical Jackson home costs about $1,442 a month including tax and insurance, which needs a household income of roughly $61,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($212,335) is the Zillow Home Value Index for the Jackson - MS metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 2.7% over the past year. In Jackson - MS, that means a home worth $206,753 last year is now worth roughly $212,335.
The median sale price, what homes actually close for, is $264,871. Homes are selling at 96.8% of list price, meaning buyers have room to negotiate.
Homes listed in Jackson - MS sit on the market for roughly 27 days before going pending. Shorter = seller's market; longer = buyer's market.
About 24.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 552 new listings hit the market each month in Jackson - MS. There are currently 2,318 homes for sale, up 7.7% from a year ago.
The typical monthly rent in Jackson - MS is $1,470, up 4.2% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 12.0x, buying territory (#189 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,176 a month in principal and interest, $294 less than renting before taxes, insurance and upkeep. The two break even at a 9.83% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in MS
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Gulfport - MS | $224,165 | +1.9% | 36.0d |