What is the typical home value in Hartford - CT?

The typical home in Hartford - CT, CT is worth $398,703 as of the most recent Zillow Home Value Index reading. Year over year the value has changed by +5.1%.

How long do homes stay on the market in Hartford - CT?

The median days to pending (time on market before a sale) in Hartford - CT is currently 8 days. Shorter days on market indicate a seller's market; longer days indicate more buyer leverage.

Are sellers cutting prices in Hartford - CT?

20.4% of active listings in Hartford - CT have had a price reduction. This is a signal of softening seller expectations relative to buyer demand.

Is it cheaper to rent or buy in Hartford - CT?

The price-to-rent ratio in Hartford - CT is 16.6x (typical home value divided by a year of typical rent), which puts it in toss-up on the Rent vs Buy Index. Typical rent is $1,998 a month versus a principal-and-interest mortgage payment of about $2,208 on the typical home at 7.4% with 20% down.

What income do you need to buy a home in Hartford - CT?

About $116,000 a year in household income, assuming 20% down ($79,741), a 30-year fixed mortgage at 7.4%, property tax and insurance, and a 28% payment-to-income cap. The monthly payment works out to about $2,707.

Is Hartford - CT a buyer's or seller's market?

Based on days-on-market, price-cut share, and year-over-year appreciation, Hartford - CT is currently a balanced market. Buyers should watch days-on-market and price-cut trends monthly.

CT · Metro #49

Hartford - CT housing market

The Hartford metro has a typical home value of $398,703, up 5.1% from a year ago. Homes are moving fast at 8 days on market, a strong seller's market. 20% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value

$398,703

+5.1% vs. year ago

Median sale price

$393,617

+7.5% YoY

Median list price

$404,633

Sale-to-list ratio

105.3%

Selling above ask

Days on market

Listings w/ price cut

20.4%

New listings / mo

1,163

+2.8% YoY

Homes for sale

2,320

+5.5% YoY

Typical rent

$1,998/mo

+3.6% YoY

Income needed to buy

$116,000

$2,707/mo · #131 of 195

Rent vs buy

16.6x

Toss-up · #105 of 195

October 2026 report · Zillow data through September 2026

Hartford housing market, October 2026

The typical Hartford home is worth $398,703 as of September 2026, up 0.4% from the prior month, up 1.3% over three months, and up 5.1% from a year ago. Over the past two years values have ranged from $365,083 to $398,703.

Homes are going pending in about 8 days, slower than the 6 days seen three months earlier. There are roughly 2,320 homes for sale, 5% more than a year ago. 20.4% of listings have taken a price cut (up from 14.0% three months ago).

Typical rent is $1,998 a month, up 3.6% year over year, which puts the price-to-rent ratio at 16.6.

At this week's 7.40% mortgage rate with 20% down ($79,741), the typical Hartford home costs about $2,707 a month including tax and insurance, which needs a household income of roughly $116,000 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months

Days to pending, 24 months

Homes for sale, 24 months

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($398,703) is the Zillow Home Value Index for the Hartford - CT metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 5.1% over the past year. In Hartford - CT, that means a home worth $379,356 last year is now worth roughly $398,703.

The median sale price, what homes actually close for, is $393,617. Homes are selling at 105.3% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Hartford - CT sit on the market for roughly 8 days before going pending. Shorter = seller's market; longer = buyer's market.

About 20.4% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 1,163 new listings hit the market each month in Hartford - CT. There are currently 2,320 homes for sale, up 5.5% from a year ago.

The typical monthly rent in Hartford - CT is $1,998, up 3.6% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 16.6x, toss-up (#105 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,208 a month in principal and interest, $210 more than renting before taxes, insurance and upkeep. The two break even at a 6.41% rate.