Fort Wayne - IN housing market
The Fort Wayne metro has a typical home value of $257,074, up 3.6% from a year ago. Homes are moving fast at 12 days on market, a strong seller's market. 31% of listings have had a price cut. Data from Zillow Research, updated monthly.
Fort Wayne housing market, October 2026
The typical Fort Wayne home is worth $257,074 as of September 2026, up 0.3% from the prior month, up 0.9% over three months, and up 3.6% from a year ago. Over the past two years values have ranged from $242,862 to $257,074.
Homes are going pending in about 12 days, slower than the 7 days seen three months earlier. There are roughly 1,378 homes for sale, 3% fewer than a year ago. 30.7% of listings have taken a price cut (up from 23.3% three months ago).
Typical rent is $1,266 a month, up 6.7% year over year, which puts the price-to-rent ratio at 16.9.
At this week's 7.40% mortgage rate with 20% down ($51,415), the typical Fort Wayne home costs about $1,745 a month including tax and insurance, which needs a household income of roughly $74,800 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($257,074) is the Zillow Home Value Index for the Fort Wayne - IN metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.6% over the past year. In Fort Wayne - IN, that means a home worth $248,141 last year is now worth roughly $257,074.
The median sale price, what homes actually close for, is $258,208. Homes are selling at 98.8% of list price, meaning buyers have room to negotiate.
Homes listed in Fort Wayne - IN sit on the market for roughly 12 days before going pending. Shorter = seller's market; longer = buyer's market.
About 30.7% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 567 new listings hit the market each month in Fort Wayne - IN. There are currently 1,378 homes for sale, down 3.2% from a year ago.
The typical monthly rent in Fort Wayne - IN is $1,266, up 6.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 16.9x, toss-up (#97 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,424 a month in principal and interest, $158 more than renting before taxes, insurance and upkeep. The two break even at a 6.25% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
Protect what you own.
Sponsored links. See our affiliate disclosure.
Other metros in IN
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Indianapolis - IN | $291,634 | +1.0% | 20.0d |
| South Bend - IN | $237,622 | +6.3% | 17.0d |
| Evansville - IN | $225,370 | +3.9% | 16.0d |