Charleston - WV housing market
The Charleston metro has a typical home value of $147,375, up 1.1% from a year ago. Homes are moving fast at 15 days on market, a strong seller's market. 25% of listings have had a price cut. Data from Zillow Research, updated monthly.
Charleston housing market, October 2026
The typical Charleston home is worth $147,375 as of September 2026, down 0.2% from the prior month, up 0.3% over three months, and up 1.1% from a year ago. Over the past two years values have ranged from $143,555 to $148,407.
Homes are going pending in about 15 days, slower than the 10 days seen three months earlier. There are roughly 643 homes for sale, 4% fewer than a year ago. 25.0% of listings have taken a price cut (up from 21.9% three months ago).
Typical rent is $1,210 a month, up 3.4% year over year, which puts the price-to-rent ratio at 10.1.
At this week's 7.40% mortgage rate with 20% down ($29,475), the typical Charleston home costs about $1,001 a month including tax and insurance, which needs a household income of roughly $42,900 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($147,375) is the Zillow Home Value Index for the Charleston - WV metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 1.1% over the past year. In Charleston - WV, that means a home worth $145,772 last year is now worth roughly $147,375.
The median sale price, what homes actually close for, is $177,606. Homes are selling at 96.5% of list price, meaning buyers have room to negotiate.
Homes listed in Charleston - WV sit on the market for roughly 15 days before going pending. Shorter = seller's market; longer = buyer's market.
About 25.0% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 198 new listings hit the market each month in Charleston - WV. There are currently 643 homes for sale, down 3.7% from a year ago.
The typical monthly rent in Charleston - WV is $1,210, up 3.4% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 10.1x, buying territory (#195 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $816 a month in principal and interest, $394 less than renting before taxes, insurance and upkeep. The two break even at a 11.97% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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