St. Louis - MO vs Pittsburgh - PA: 2026 Housing Comparison

What this means for buyers

St. Louis - MO is roughly 20% more expensive than Pittsburgh - PA in typical home value.

St. Louis vs Pittsburgh: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $1,513 a month in principal and interest in St. Louis and $1,264 in Pittsburgh, a gap of $249 a month.

Typical rent runs $1,427 in St. Louis and $1,467 in Pittsburgh, so the mortgage payment alone is 1.1 times rent in St. Louis and 0.9 times rent in Pittsburgh, before taxes and insurance.

Home prices are 16.0 years of rent in St. Louis and 13.0 in Pittsburgh; the lower ratio in Pittsburgh means buying there is cheaper relative to renting.

Over the last 23 months typical values moved +5.4% in St. Louis and +2.2% in Pittsburgh; over just the last three months the change was +0.9% in St. Louis and +0.3% in Pittsburgh.

Homes sell for 100.1% of list price in St. Louis and 98.3% in Pittsburgh, after 11 and 15 days on the market, with price cuts on 29% and 30% of listings. All three signs point the same way: buyers have more room to negotiate in Pittsburgh.

The number of homes for sale is up 9% on a year ago in St. Louis and up 13% on a year ago in Pittsburgh.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.