Orlando - FL vs Jacksonville - FL: 2026 Housing Comparison

What this means for buyers

Orlando - FL is roughly 9% more expensive than Jacksonville - FL in typical home value. Homes sit on market longer in Jacksonville - FL (49 days vs 41), suggesting more buyer leverage there.

Orlando vs Jacksonville: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $2,123 a month in principal and interest in Orlando and $1,942 in Jacksonville, a gap of $181 a month.

Typical rent runs $1,929 in Orlando and $1,680 in Jacksonville, so the mortgage payment alone is 1.1 times rent in Orlando and 1.2 times rent in Jacksonville, before taxes and insurance.

Home prices are 16.6 years of rent in Orlando and 17.4 in Jacksonville; the lower ratio in Orlando means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -5.6% in Orlando and -3.3% in Jacksonville; over just the last three months the change was -0.3% in Orlando and +0.1% in Jacksonville.

Homes sell for 97.3% of list price in Orlando and 96.8% in Jacksonville, after 41 and 49 days on the market, with price cuts on 28% and 29% of listings. All three signs point the same way: buyers have more room to negotiate in Jacksonville.

The number of homes for sale is down 3% on a year ago in Orlando and down 13% on a year ago in Jacksonville.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.