Nashville - TN vs Virginia Beach - VA: 2026 Housing Comparison

What this means for buyers

Nashville - TN is roughly 21% more expensive than Virginia Beach - VA in typical home value. Homes sit on market longer in Nashville - TN (39 days vs 30), suggesting more buyer leverage there. Nashville - TN sees more listings with price cuts (34.2% vs 26.2%), a sign of softening seller expectations.

Nashville vs Virginia Beach: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $2,486 a month in principal and interest in Nashville and $2,056 in Virginia Beach, a gap of $430 a month.

Typical rent runs $1,803 in Nashville and $1,886 in Virginia Beach, so the mortgage payment alone is 1.4 times rent in Nashville and 1.1 times rent in Virginia Beach, before taxes and insurance.

Home prices are 20.7 years of rent in Nashville and 16.4 in Virginia Beach; the lower ratio in Virginia Beach means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -0.7% in Nashville and +4.3% in Virginia Beach; over just the last three months the change was -0.0% in Nashville and +0.9% in Virginia Beach.

Homes sell for 97.8% of list price in Nashville and 99.8% in Virginia Beach, after 39 and 30 days on the market, with price cuts on 34% and 26% of listings. All three signs point the same way: buyers have more room to negotiate in Nashville.

The number of homes for sale is up 10% on a year ago in Nashville and up 6% on a year ago in Virginia Beach.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.