Denver - CO vs Nashville - TN: 2026 Housing Comparison

What this means for buyers

Denver - CO is roughly 24% more expensive than Nashville - TN in typical home value. Homes sit on market longer in Nashville - TN (39 days vs 30), suggesting more buyer leverage there.

Denver vs Nashville: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $3,077 a month in principal and interest in Denver and $2,486 in Nashville, a gap of $590 a month.

Typical rent runs $1,900 in Denver and $1,803 in Nashville, so the mortgage payment alone is 1.6 times rent in Denver and 1.4 times rent in Nashville, before taxes and insurance.

Home prices are 24.4 years of rent in Denver and 20.7 in Nashville; the lower ratio in Nashville means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -4.8% in Denver and -0.7% in Nashville; over just the last three months the change was +0.3% in Denver and -0.0% in Nashville.

Homes sell for 98.9% of list price in Denver and 97.8% in Nashville, after 30 and 39 days on the market, with price cuts on 37% and 34% of listings. The signs are mixed: Denver has more price cuts, while Nashville has longer time on the market and sales further below list.

The number of homes for sale is down 1% on a year ago in Denver and up 10% on a year ago in Nashville.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.