Dallas - TX vs Denver - CO: 2026 Housing Comparison

What this means for buyers

Denver - CO is roughly 55% more expensive than Dallas - TX in typical home value. Homes sit on market longer in Dallas - TX (38 days vs 30), suggesting more buyer leverage there.

Dallas vs Denver: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $1,984 a month in principal and interest in Dallas and $3,077 in Denver, a gap of $1,093 a month.

Typical rent runs $1,659 in Dallas and $1,900 in Denver, so the mortgage payment alone is 1.2 times rent in Dallas and 1.6 times rent in Denver, before taxes and insurance.

Home prices are 18.0 years of rent in Dallas and 24.4 in Denver; the lower ratio in Dallas means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -5.8% in Dallas and -4.8% in Denver; over just the last three months the change was -0.1% in Dallas and +0.3% in Denver.

Homes sell for 98.0% of list price in Dallas and 98.9% in Denver, after 38 and 30 days on the market, with price cuts on 34% and 37% of listings. The signs are mixed: Dallas has longer time on the market and sales further below list, while Denver has more price cuts.

The number of homes for sale is down 4% on a year ago in Dallas and down 1% on a year ago in Denver.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.