Baltimore - MD vs Orlando - FL: 2026 Housing Comparison

What this means for buyers

Baltimore - MD is roughly 4% more expensive than Orlando - FL in typical home value. Homes sit on market longer in Orlando - FL (41 days vs 16), suggesting more buyer leverage there.

Baltimore vs Orlando: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $2,199 a month in principal and interest in Baltimore and $2,123 in Orlando, a gap of $76 a month.

Typical rent runs $1,937 in Baltimore and $1,929 in Orlando, so the mortgage payment alone is 1.1 times rent in Baltimore and 1.1 times rent in Orlando, before taxes and insurance.

Home prices are 17.1 years of rent in Baltimore and 16.6 in Orlando; the lower ratio in Orlando means buying there is cheaper relative to renting.

Over the last 23 months typical values moved +2.2% in Baltimore and -5.6% in Orlando; over just the last three months the change was -0.1% in Baltimore and -0.3% in Orlando.

Homes sell for 100.1% of list price in Baltimore and 97.3% in Orlando, after 16 and 41 days on the market, with price cuts on 30% and 28% of listings. The signs are mixed: Baltimore has more price cuts, while Orlando has longer time on the market and sales further below list.

The number of homes for sale is up 11% on a year ago in Baltimore and down 3% on a year ago in Orlando.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.