Atlanta - GA vs Tampa - FL: 2026 Housing Comparison

What this means for buyers

Atlanta - GA is roughly 5% more expensive than Tampa - FL in typical home value.

Atlanta vs Tampa: what the numbers say

At today's 7.40% average 30-year rate with 20% down, the typical home would cost about $2,082 a month in principal and interest in Atlanta and $1,977 in Tampa, a gap of $106 a month.

Typical rent runs $1,843 in Atlanta and $1,991 in Tampa, so the mortgage payment alone is 1.1 times rent in Atlanta and 1.0 times rent in Tampa, before taxes and insurance.

Home prices are 17.0 years of rent in Atlanta and 14.9 in Tampa; the lower ratio in Tampa means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -4.4% in Atlanta and -6.8% in Tampa; over just the last three months the change was -0.2% in Atlanta and -0.0% in Tampa.

Homes sell for 98.1% of list price in Atlanta and 97.0% in Tampa, after 46 and 41 days on the market, with price cuts on 31% and 31% of listings. The signs are mixed: Atlanta has longer time on the market, while Tampa has more price cuts and sales further below list.

The number of homes for sale is up 1% on a year ago in Atlanta and down 7% on a year ago in Tampa.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-15), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.