Harrisburg - PA housing market
The Harrisburg metro has a typical home value of $306,578, up 2.6% from a year ago. Homes are moving fast at 9 days on market, a strong seller's market. 29% of listings have had a price cut. Data from Zillow Research, updated monthly.
Harrisburg housing market, October 2026
The typical Harrisburg home is worth $306,578 as of September 2026, up 0.1% from the prior month, up 0.6% over three months, and up 2.6% from a year ago. Over the past two years values have ranged from $287,828 to $306,578.
Homes are going pending in about 9 days, slower than the 7 days seen three months earlier. There are roughly 1,385 homes for sale, 8% more than a year ago. 29.2% of listings have taken a price cut (up from 23.8% three months ago).
Typical rent is $1,481 a month, up 2.8% year over year, which puts the price-to-rent ratio at 17.3.
At this week's 7.32% mortgage rate with 20% down ($61,316), the typical Harrisburg home costs about $2,068 a month including tax and insurance, which needs a household income of roughly $88,600 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.32% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($306,578) is the Zillow Home Value Index for the Harrisburg - PA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 2.6% over the past year. In Harrisburg - PA, that means a home worth $298,809 last year is now worth roughly $306,578.
The median sale price, what homes actually close for, is $284,587. Homes are selling at 100.0% of list price, meaning buyers are typically paying at or above asking.
Homes listed in Harrisburg - PA sit on the market for roughly 9 days before going pending. Shorter = seller's market; longer = buyer's market.
About 29.2% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 594 new listings hit the market each month in Harrisburg - PA. There are currently 1,385 homes for sale, up 8.0% from a year ago.
The typical monthly rent in Harrisburg - PA is $1,481, up 2.8% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.3x, toss-up (#90 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.32% 30-year rate, runs about $1,685 a month in principal and interest, $204 more than renting before taxes, insurance and upkeep. The two break even at a 6.07% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in PA
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Philadelphia - PA | $386,048 | +2.5% | 15.0d |
| Pittsburgh - PA | $228,201 | +0.2% | 15.0d |
| Allentown - PA | $363,366 | +3.2% | 12.0d |
| Scranton - PA | $233,948 | +2.3% | 17.0d |
| Lancaster - PA | $386,393 | +4.3% | 7.0d |
| York - PA | $309,136 | +3.4% | 8.0d |