PA · Metro #99

Harrisburg - PA housing market

The Harrisburg metro has a typical home value of $312,861, up 3.1% from a year ago. Homes are moving fast at 8 days on market, a strong seller's market. 25% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$312,861
+3.1% vs. year ago
Median sale price
$283,513
+5.8% YoY
Median list price
$313,283
Sale-to-list ratio
100.5%
Selling above ask
Days on market
8d
Listings w/ price cut
25.1%
New listings / mo
634
+1.8% YoY
Homes for sale
1,318
+10.7% YoY
Typical rent
$1,482/mo
+3.5% YoY
Income needed to buy
$86,000
Rent vs buy
17.6x
September 2026 report · Zillow data through July 2026

Harrisburg housing market, September 2026

The typical Harrisburg home is worth $312,861 as of July 2026, up 0.2% from the prior month, up 0.6% over three months, and up 3.1% from a year ago. Over the past two years values have ranged from $292,927 to $312,861.

Homes are going pending in about 8 days, the same as the 8 days seen three months earlier. There are roughly 1,318 homes for sale, 11% more than a year ago. 25.1% of listings have taken a price cut (up from 21.6% three months ago).

Typical rent is $1,482 a month, up 3.5% year over year, which puts the price-to-rent ratio at 17.6.

At this week's 6.71% mortgage rate with 20% down ($62,572), the typical Harrisburg home costs about $2,008 a month including tax and insurance, which needs a household income of roughly $86,000 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$313k$293kAug 24Aug 25Jul 26
Days to pending, 24 months
18d6dAug 24Aug 25Jul 26
Homes for sale, 24 months
1.3k840Aug 24Aug 25Jul 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 6.71% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($312,861) is the Zillow Home Value Index for the Harrisburg - PA metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 3.1% over the past year. In Harrisburg - PA, that means a home worth $303,454 last year is now worth roughly $312,861.

The median sale price, what homes actually close for, is $283,513. Homes are selling at 100.5% of list price, meaning buyers are typically paying at or above asking.

Homes listed in Harrisburg - PA sit on the market for roughly 8 days before going pending. Shorter = seller's market; longer = buyer's market.

About 25.1% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 634 new listings hit the market each month in Harrisburg - PA. There are currently 1,318 homes for sale, up 10.7% from a year ago.

The typical monthly rent in Harrisburg - PA is $1,482, up 3.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.6x, toss-up (#88 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.71% 30-year rate, runs about $1,617 a month in principal and interest, $135 more than renting before taxes, insurance and upkeep. The two break even at a 5.88% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →

Related

Other metros in PA

MetroHome value1-yr changeDays on market
Philadelphia - PA$392,329 +2.5% 12.0d
Pittsburgh - PA$231,708 +0.3% 11.0d
Allentown - PA$368,621 +3.2% 9.0d
Scranton - PA$230,799 +1.9% 13.0d
Lancaster - PA$390,025 +4.6% 6.0d
York - PA$312,066 +3.2% 6.0d
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