Charlotte - NC vs Indianapolis - IN: 2026 Housing Comparison

Side-by-side housing data for Charlotte - NC, NC and Indianapolis - IN, IN - typical home value, year-over-year change, median list price, days on market, and share of listings with a price cut. Refreshed from Zillow Research public CSVs.

Metric
Charlotte - NC
Indianapolis - IN
Typical home value (ZHVI)
$390,942
$297,385
Year-over-year change
-0.4%
+1.1%
Median list price
$436,200
$307,617
Days on market (median)
23 days
11 days
% of listings with price cut
27.1%
30.6%

What this means for buyers

Charlotte - NC is roughly 31% more expensive than Indianapolis - IN in typical home value. Homes sit on market longer in Charlotte - NC (23 days vs 11), suggesting more buyer leverage there. Indianapolis - IN sees more listings with price cuts (30.6% vs 27.1%), a sign of softening seller expectations.

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Other comparisons

Chicago - IL vs Charlotte - NC Dallas - TX vs Charlotte - NC Philadelphia - PA vs Charlotte - NC
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