Chicago - IL vs Charlotte - NC: 2026 Housing Comparison

Side-by-side housing data for Chicago - IL, IL and Charlotte - NC, NC - typical home value, year-over-year change, median list price, days on market, and share of listings with a price cut. Refreshed from Zillow Research public CSVs.

Metric
Chicago - IL
Charlotte - NC
Typical home value (ZHVI)
$349,901
$388,846
Year-over-year change
+4.3%
-0.5%
Median list price
$348,300
$422,800
Days on market (median)
9 days
23 days
% of listings with price cut
19.8%
23.8%

What this means for buyers

Charlotte - NC is roughly 11% more expensive than Chicago - IL in typical home value. Homes sit on market longer in Charlotte - NC (23 days vs 9), suggesting more buyer leverage there. Charlotte - NC sees more listings with price cuts (23.8% vs 19.8%), a sign of softening seller expectations.

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