TN · Metro #163

Clarksville - TN housing market

The Clarksville metro has a typical home value of $293,172, down 0.2% from a year ago. Homes sell in 29 days on average, a balanced market. 31% of listings have had a price cut. Data from Zillow Research, updated monthly.

Typical home value
$293,172
-0.2% vs. year ago
Median sale price
$297,661
+4.4% YoY
Median list price
$322,167
Sale-to-list ratio
98.2%
Selling below ask
Days on market
29d
Listings w/ price cut
30.6%
New listings / mo
544
+6.0% YoY
Homes for sale
1,964
+9.8% YoY
Typical rent
$1,362/mo
+1.9% YoY
Income needed to buy
$80,600
Rent vs buy
17.9x
September 2026 report · Zillow data through July 2026

Clarksville housing market, September 2026

The typical Clarksville home is worth $293,172 as of July 2026, down 0.0% from the prior month, down 0.1% over three months, and down 0.2% from a year ago. Over the past two years values have ranged from $291,821 to $295,566.

Homes are going pending in about 29 days, faster than the 35 days seen three months earlier. There are roughly 1,964 homes for sale, 10% more than a year ago. 30.6% of listings have taken a price cut (up from 25.1% three months ago).

Typical rent is $1,362 a month, up 1.9% year over year, which puts the price-to-rent ratio at 17.9.

At this week's 6.71% mortgage rate with 20% down ($58,634), the typical Clarksville home costs about $1,881 a month including tax and insurance, which needs a household income of roughly $80,600 to stay under a 28% payment-to-income ratio.

Typical home value, 24 months
$296k$292kAug 24Aug 25Jul 26
Days to pending, 24 months
54d23dAug 24Aug 25Jul 26
Homes for sale, 24 months
2.0k1.4kAug 24Aug 25Jul 26

Income needed to buy assumes 20% down, a 30-year fixed mortgage at 6.71% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →

Context

How to read this data

The typical home value ($293,172) is the Zillow Home Value Index for the Clarksville - TN metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are down 0.2% over the past year. A home worth $293,760 last year is now worth roughly $293,172.

The median sale price, what homes actually close for, is $297,661. Homes are selling at 98.2% of list price, meaning buyers have room to negotiate.

Homes listed in Clarksville - TN sit on the market for roughly 29 days before going pending. Shorter = seller's market; longer = buyer's market.

About 30.6% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 544 new listings hit the market each month in Clarksville - TN. There are currently 1,964 homes for sale, up 9.8% from a year ago.

The typical monthly rent in Clarksville - TN is $1,362, up 1.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 17.9x, toss-up (#80 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.71% 30-year rate, runs about $1,515 a month in principal and interest, $153 more than renting before taxes, insurance and upkeep. The two break even at a 5.70% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →

Related

Other metros in TN

MetroHome value1-yr changeDays on market
Nashville - TN$455,444 -0.8% 29.0d
Memphis - TN$246,065 +0.1% 29.0d
Knoxville - TN$367,915 +1.9% 19.0d
Chattanooga - TN$326,041 -0.2% 27.0d
Kingsport - TN$246,585 +1.2% 18.0d
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