Clarksville - TN housing market
The Clarksville metro has a typical home value of $289,380, up 0.2% from a year ago. Homes sell in 37 days on average, a balanced market. 33% of listings have had a price cut. Data from Zillow Research, updated monthly.
Clarksville housing market, October 2026
The typical Clarksville home is worth $289,380 as of September 2026, down 0.0% from the prior month, down 0.1% over three months, and up 0.2% from a year ago. Over the past two years values have ranged from $288,123 to $291,820.
Homes are going pending in about 37 days, slower than the 26 days seen three months earlier. There are roughly 1,963 homes for sale, 9% more than a year ago. 33.2% of listings have taken a price cut (up from 28.7% three months ago).
Typical rent is $1,343 a month, up 2.5% year over year, which puts the price-to-rent ratio at 18.0.
At this week's 7.40% mortgage rate with 20% down ($57,876), the typical Clarksville home costs about $1,965 a month including tax and insurance, which needs a household income of roughly $84,200 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($289,380) is the Zillow Home Value Index for the Clarksville - TN metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 0.2% over the past year. In Clarksville - TN, that means a home worth $288,802 last year is now worth roughly $289,380.
The median sale price, what homes actually close for, is $289,001. Homes are selling at 98.3% of list price, meaning buyers have room to negotiate.
Homes listed in Clarksville - TN sit on the market for roughly 37 days before going pending. Shorter = seller's market; longer = buyer's market.
About 33.2% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 474 new listings hit the market each month in Clarksville - TN. There are currently 1,963 homes for sale, up 9.0% from a year ago.
The typical monthly rent in Clarksville - TN is $1,343, up 2.5% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 18.0x, toss-up (#76 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $1,603 a month in principal and interest, $260 more than renting before taxes, insurance and upkeep. The two break even at a 5.70% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in TN
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Nashville - TN | $448,896 | -0.5% | 39.0d |
| Memphis - TN | $242,102 | +0.1% | 36.0d |
| Knoxville - TN | $363,018 | +1.9% | 25.0d |
| Chattanooga - TN | $318,922 | -0.3% | 36.0d |
| Kingsport - TN | $242,853 | +1.1% | 26.0d |