Boise City - ID housing market

The typical Boise City home is worth $497,096 as of July 2026, up 0.2% from the prior month, down 0.3% over three months, and up 0.9% from a year ago. Over the past two years values have ranged from $492,546 to $501,684.

Homes are going pending in about 12 days, slower than the 11 days seen three months earlier. There are roughly 3,155 homes for sale, 7% fewer than a year ago. 30.5% of listings have taken a price cut (up from 23.1% three months ago).

Typical rent is $1,906 a month, up 5.6% year over year, which puts the price-to-rent ratio at 21.7.

At this week's 6.71% mortgage rate with 20% down ($99,419), the typical Boise City home costs about $3,190 a month including tax and insurance, which needs a household income of roughly $136,700 to stay under a 28% payment-to-income ratio.

The typical home value ($497,096) is the Zillow Home Value Index for the Boise City - ID metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.

Prices are up 0.9% over the past year. In Boise City - ID, that means a home worth $492,662 last year is now worth roughly $497,096.

The median sale price, what homes actually close for, is $490,492. Homes are selling at 99.7% of list price, meaning buyers have room to negotiate.

Homes listed in Boise City - ID sit on the market for roughly 12 days before going pending. Shorter = seller's market; longer = buyer's market.

About 30.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.

Roughly 1,287 new listings hit the market each month in Boise City - ID. There are currently 3,155 homes for sale, down 6.7% from a year ago.

The typical monthly rent in Boise City - ID is $1,906, up 5.6% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 21.7x, renting territory (#31 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.71% 30-year rate, runs about $2,569 a month in principal and interest, $663 more than renting before taxes, insurance and upkeep. The two break even at a 4.03% rate.

What's not on this page

This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.

Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →