Boise City - ID housing market
The Boise City metro has a typical home value of $491,851, up 1.7% from a year ago. Homes are moving fast at 17 days on market, a strong seller's market. 32% of listings have had a price cut. Data from Zillow Research, updated monthly.
Boise City housing market, October 2026
The typical Boise City home is worth $491,851 as of September 2026, up 0.5% from the prior month, up 1.2% over three months, and up 1.7% from a year ago. Over the past two years values have ranged from $482,570 to $491,851.
Homes are going pending in about 17 days, slower than the 10 days seen three months earlier. There are roughly 3,054 homes for sale, 10% fewer than a year ago. 32.5% of listings have taken a price cut (up from 27.6% three months ago).
Typical rent is $1,924 a month, up 7.7% year over year, which puts the price-to-rent ratio at 21.3.
At this week's 7.32% mortgage rate with 20% down ($98,370), the typical Boise City home costs about $3,318 a month including tax and insurance, which needs a household income of roughly $142,200 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.32% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($491,851) is the Zillow Home Value Index for the Boise City - ID metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 1.7% over the past year. In Boise City - ID, that means a home worth $483,629 last year is now worth roughly $491,851.
The median sale price, what homes actually close for, is $503,738. Homes are selling at 99.5% of list price, meaning buyers have room to negotiate.
Homes listed in Boise City - ID sit on the market for roughly 17 days before going pending. Shorter = seller's market; longer = buyer's market.
About 32.5% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 1,068 new listings hit the market each month in Boise City - ID. There are currently 3,054 homes for sale, down 9.5% from a year ago.
The typical monthly rent in Boise City - ID is $1,924, up 7.7% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 21.3x, renting territory (#34 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.32% 30-year rate, runs about $2,703 a month in principal and interest, $779 more than renting before taxes, insurance and upkeep. The two break even at a 4.20% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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