Atlantic City - NJ housing market
The Atlantic City metro has a typical home value of $383,091, up 4.0% from a year ago. Homes sell in 34 days on average, a balanced market. 22% of listings have had a price cut. Data from Zillow Research, updated monthly.
Atlantic City housing market, October 2026
The typical Atlantic City home is worth $383,090 as of September 2026, up 0.1% from the prior month, up 0.6% over three months, and up 4.0% from a year ago. Over the past two years values have ranged from $357,069 to $383,090.
Homes are going pending in about 34 days, slower than the 26 days seen three months earlier. There are roughly 1,550 homes for sale, 5% more than a year ago. 22.4% of listings have taken a price cut (up from 20.9% three months ago).
Typical rent is $2,049 a month, up 6.9% year over year, which puts the price-to-rent ratio at 15.6.
At this week's 7.40% mortgage rate with 20% down ($76,618), the typical Atlantic City home costs about $2,601 a month including tax and insurance, which needs a household income of roughly $111,500 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 7.4% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($383,091) is the Zillow Home Value Index for the Atlantic City - NJ metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 4.0% over the past year. In Atlantic City - NJ, that means a home worth $368,357 last year is now worth roughly $383,091.
The median sale price, what homes actually close for, is $357,021. Homes are selling at 98.0% of list price, meaning buyers have room to negotiate.
Homes listed in Atlantic City - NJ sit on the market for roughly 34 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.4% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 396 new listings hit the market each month in Atlantic City - NJ. There are currently 1,550 homes for sale, up 4.6% from a year ago.
The typical monthly rent in Atlantic City - NJ is $2,049, up 6.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 15.6x, toss-up (#134 of 195 metros). The mortgage on a typical home here, 20% down at today's 7.4% 30-year rate, runs about $2,122 a month in principal and interest, $73 more than renting before taxes, insurance and upkeep. The two break even at a 7.05% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt October 2026. Methodology →
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Other metros in NJ
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Trenton - NJ | $439,977 | +0.2% | 23.0d |