Atlantic City - NJ housing market
The Atlantic City metro has a typical home value of $387,264, up 3.7% from a year ago. Homes sell in 29 days on average, a balanced market. 22% of listings have had a price cut. Data from Zillow Research, updated monthly.
Atlantic City housing market, September 2026
The typical Atlantic City home is worth $387,264 as of July 2026, up 0.2% from the prior month, up 0.5% over three months, and up 3.7% from a year ago. Over the past two years values have ranged from $358,371 to $387,264.
Homes are going pending in about 29 days, faster than the 32 days seen three months earlier. There are roughly 1,528 homes for sale, 6% more than a year ago. 22.0% of listings have taken a price cut (up from 17.7% three months ago).
Typical rent is $2,088 a month, up 6.9% year over year, which puts the price-to-rent ratio at 15.5.
At this week's 6.71% mortgage rate with 20% down ($77,453), the typical Atlantic City home costs about $2,485 a month including tax and insurance, which needs a household income of roughly $106,500 to stay under a 28% payment-to-income ratio.
Income needed to buy assumes 20% down, a 30-year fixed mortgage at 6.71% (Freddie Mac weekly average), property tax at 1.1% and insurance at 0.4% of value per year, and a 28% payment-to-income cap. Local taxes and insurance vary; treat it as a comparison figure across metros, not a lender's answer. All metros ranked →
How to read this data
The typical home value ($387,264) is the Zillow Home Value Index for the Atlantic City - NJ metro area: a smoothed, seasonally adjusted estimate of the typical value for middle-tier homes (33rd to 67th percentile) across single-family and condo properties.
Prices are up 3.7% over the past year. In Atlantic City - NJ, that means a home worth $373,446 last year is now worth roughly $387,264.
The median sale price, what homes actually close for, is $350,249. Homes are selling at 98.0% of list price, meaning buyers have room to negotiate.
Homes listed in Atlantic City - NJ sit on the market for roughly 29 days before going pending. Shorter = seller's market; longer = buyer's market.
About 22.0% of current listings have had at least one price cut. High price-cut shares signal sellers are adjusting expectations downward.
Roughly 422 new listings hit the market each month in Atlantic City - NJ. There are currently 1,528 homes for sale, up 5.8% from a year ago.
The typical monthly rent in Atlantic City - NJ is $2,088, up 6.9% year over year. On the Rent vs Buy Index that is a price-to-rent ratio of 15.5x, toss-up (#137 of 195 metros). The mortgage on a typical home here, 20% down at today's 6.71% 30-year rate, runs about $2,001 a month in principal and interest, $87 less than renting before taxes, insurance and upkeep. The two break even at a 7.13% rate.
What's not on this page
This is market-level data, not property-level. We don't list individual homes for sale. For that, go to Zillow, Redfin, or your local MLS.
Data: Zillow Research (ZHVI and market indicators), refreshed monthly at the source. This page was rebuilt September 2026. Methodology →
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Other metros in NJ
| Metro | Home value | 1-yr change | Days on market |
|---|---|---|---|
| Trenton - NJ | $450,991 | +0.1% | 17.0d |