San Diego - CA vs Columbus - OH: 2026 Housing Comparison

What this means for buyers

San Diego - CA is roughly 184% more expensive than Columbus - OH in typical home value. Homes sit on market longer in San Diego - CA (25 days vs 14), suggesting more buyer leverage there. Columbus - OH sees more listings with price cuts (34.9% vs 28.8%), a sign of softening seller expectations.

San Diego vs Columbus: what the numbers say

At today's 7.24% average 30-year rate with 20% down, the typical home would cost about $5,054 a month in principal and interest in San Diego and $1,782 in Columbus, a gap of $3,271 a month.

Typical rent runs $2,967 in San Diego and $1,525 in Columbus, so the mortgage payment alone is 1.7 times rent in San Diego and 1.2 times rent in Columbus, before taxes and insurance.

Home prices are 26.0 years of rent in San Diego and 17.9 in Columbus; the lower ratio in Columbus means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -1.8% in San Diego and +2.6% in Columbus; over just the last three months the change was +0.3% in San Diego and +0.4% in Columbus.

Homes sell for 99.3% of list price in San Diego and 99.4% in Columbus, after 25 and 14 days on the market, with price cuts on 29% and 35% of listings. The signs are mixed: San Diego has longer time on the market and sales further below list, while Columbus has more price cuts.

The number of homes for sale is down 6% on a year ago in San Diego and up 9% on a year ago in Columbus.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-29), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.