Pittsburgh - PA vs Cincinnati - OH: 2026 Housing Comparison

What this means for buyers

Cincinnati - OH is roughly 34% more expensive than Pittsburgh - PA in typical home value.

Pittsburgh vs Cincinnati: what the numbers say

At today's 7.32% average 30-year rate with 20% down, the typical home would cost about $1,254 a month in principal and interest in Pittsburgh and $1,681 in Cincinnati, a gap of $427 a month.

Typical rent runs $1,467 in Pittsburgh and $1,522 in Cincinnati, so the mortgage payment alone is 0.9 times rent in Pittsburgh and 1.1 times rent in Cincinnati, before taxes and insurance.

Home prices are 13.0 years of rent in Pittsburgh and 16.8 in Cincinnati; the lower ratio in Pittsburgh means buying there is cheaper relative to renting.

Over the last 23 months typical values moved +2.2% in Pittsburgh and +5.0% in Cincinnati; over just the last three months the change was +0.3% in Pittsburgh and +0.3% in Cincinnati.

Homes sell for 98.3% of list price in Pittsburgh and 99.1% in Cincinnati, after 15 and 11 days on the market, with price cuts on 30% and 33% of listings. The signs are mixed: Pittsburgh has longer time on the market and sales further below list, while Cincinnati has more price cuts.

The number of homes for sale is up 13% on a year ago in Pittsburgh and up 8% on a year ago in Cincinnati.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-22), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.