Denver - CO vs Virginia Beach - VA: 2026 Housing Comparison

What this means for buyers

Denver - CO is roughly 50% more expensive than Virginia Beach - VA in typical home value. Denver - CO sees more listings with price cuts (36.7% vs 26.2%), a sign of softening seller expectations.

Denver vs Virginia Beach: what the numbers say

At today's 7.32% average 30-year rate with 20% down, the typical home would cost about $3,053 a month in principal and interest in Denver and $2,040 in Virginia Beach, a gap of $1,013 a month.

Typical rent runs $1,900 in Denver and $1,886 in Virginia Beach, so the mortgage payment alone is 1.6 times rent in Denver and 1.1 times rent in Virginia Beach, before taxes and insurance.

Home prices are 24.4 years of rent in Denver and 16.4 in Virginia Beach; the lower ratio in Virginia Beach means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -4.8% in Denver and +4.3% in Virginia Beach; over just the last three months the change was +0.3% in Denver and +0.9% in Virginia Beach.

Homes sell for 98.9% of list price in Denver and 99.8% in Virginia Beach, after 30 and 30 days on the market, with price cuts on 37% and 26% of listings. All three signs point the same way: buyers have more room to negotiate in Denver.

The number of homes for sale is down 1% on a year ago in Denver and up 6% on a year ago in Virginia Beach.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-22), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.