Philadelphia - PA vs Indianapolis - IN: 2026 Housing Comparison
Side-by-side housing data for Philadelphia - PA, PA and Indianapolis - IN, IN - typical home value, year-over-year change, median list price, days on market, and share of listings with a price cut. Refreshed from Zillow Research public CSVs.
What this means for buyers
Philadelphia - PA is roughly 33% more expensive than Indianapolis - IN in typical home value. Indianapolis - IN sees more listings with price cuts (34.5% vs 25.0%), a sign of softening seller expectations.
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First-time buyers in Philadelphia - PA may qualify for an FHA loan with as little as 3.5% down. Check 2025 preapproval requirements.
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