Orlando - FL vs Virginia Beach - VA: 2026 Housing Comparison

What this means for buyers

Orlando - FL is roughly 3% more expensive than Virginia Beach - VA in typical home value. Homes sit on market longer in Orlando - FL (41 days vs 30), suggesting more buyer leverage there.

Orlando vs Virginia Beach: what the numbers say

At today's 7.32% average 30-year rate with 20% down, the typical home would cost about $2,106 a month in principal and interest in Orlando and $2,040 in Virginia Beach, a gap of $67 a month.

Typical rent runs $1,929 in Orlando and $1,886 in Virginia Beach, so the mortgage payment alone is 1.1 times rent in Orlando and 1.1 times rent in Virginia Beach, before taxes and insurance.

Home prices are 16.6 years of rent in Orlando and 16.4 in Virginia Beach; the lower ratio in Virginia Beach means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -5.6% in Orlando and +4.3% in Virginia Beach; over just the last three months the change was -0.3% in Orlando and +0.9% in Virginia Beach.

Homes sell for 97.3% of list price in Orlando and 99.8% in Virginia Beach, after 41 and 30 days on the market, with price cuts on 28% and 26% of listings. All three signs point the same way: buyers have more room to negotiate in Orlando.

The number of homes for sale is down 3% on a year ago in Orlando and up 6% on a year ago in Virginia Beach.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-22), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.