Orlando - FL vs Cleveland - OH: 2026 Housing Comparison

What this means for buyers

Orlando - FL is roughly 53% more expensive than Cleveland - OH in typical home value. Homes sit on market longer in Orlando - FL (41 days vs 13), suggesting more buyer leverage there.

Orlando vs Cleveland: what the numbers say

At today's 7.24% average 30-year rate with 20% down, the typical home would cost about $2,090 a month in principal and interest in Orlando and $1,363 in Cleveland, a gap of $727 a month.

Typical rent runs $1,929 in Orlando and $1,440 in Cleveland, so the mortgage payment alone is 1.1 times rent in Orlando and 0.9 times rent in Cleveland, before taxes and insurance.

Home prices are 16.6 years of rent in Orlando and 14.5 in Cleveland; the lower ratio in Cleveland means buying there is cheaper relative to renting.

Over the last 23 months typical values moved -5.6% in Orlando and +8.4% in Cleveland; over just the last three months the change was -0.3% in Orlando and +1.0% in Cleveland.

Homes sell for 97.3% of list price in Orlando and 100.1% in Cleveland, after 41 and 13 days on the market, with price cuts on 28% and 26% of listings. All three signs point the same way: buyers have more room to negotiate in Orlando.

The number of homes for sale is down 3% on a year ago in Orlando and up 16% on a year ago in Cleveland.

Payments assume a 30-year fixed loan at the Freddie Mac weekly average rate (2026-10-29), 20% down, principal and interest only. Home values, rents and market figures are Zillow Research metro data.